• The investment seeks to support the development of micro-pension financial services aimed at informal workers, providing them with a source of income in their old age. With a sizable market opportunity for this product, PPT intends to prove the commercial viability of the micro-pension business model. With patient capital, PPT is making steady progress in growing AUM on the back of its IT platform which is designed for low-value, high-volume transactions, as well as strategic market partnerships.
• Micro-pensions have the potential, as an untapped market for long-term finance, to contribute to broader capital markets development through pension fund investments.

The People’s Pension Holdings business model is based on addressing the main causes of financial exclusion of workers in both the formal and informal sectors. We do this by developing innovative, flexible, and digitally driven products to improve accessibility and economic empowerment. Our ambition is to utilise technology and capital as forces for good to build a better world; providing our members with financial security for a better today and tomorrow. Saqib Nazir, Chief Executive Officer PPT Ghana